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Health exchange passes, but will it be ready?

March 20, 2013

The Minnesota Senate passed legislation Monday for a state-run health insurance exchange program, sending the bill to Governor Mark Dayton, who will likely sign i....

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(17)

Avoice

Mar-21-13 4:50 PM

This is uncharted water they are entering but are more interested is saying " we were first". Having gone thru the 8 page, 21 page, and the 61 page application forms for the federal program, which will be online I am told, if and if when adopted by the state, will be mind boggling. Many will not be able to either access, knowledgeable to complete, or even be able to want to fill out the forms dependent on what their needs. Yes, navigators will be available but the question becomes for free or for pay? For what it is worth see CMS Federal Form CMS-10440 Draft Jan 25, 2013. This form covers Health Insurance Marketplace, Medicaid, and CHIPS(Children Health Insurance Program

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careaboutsnivelrights

Mar-22-13 12:32 PM

just pass it and then we'll see whats in it!! famous last words of a stupid Democrat

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Avoice

Mar-25-13 5:25 PM

You just can't make this stuff up. From the Federal 61 page questionaire, page 59 - "The 61-page online Obamacare draft application for health care includes asking if the applicant wants to register to vote, raising the specter that pro-Obama groups being tapped to help Americans sign up for the program will also steer them to register with the Democratic Party.On page 59, after numerous questions about the applicant's identity and qualification for Obamacare, comes the question: "Would you like to register to vote?" The placement of the question could lead some to believe they have to register to vote to get health care."

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Auntydem

Mar-25-13 7:17 PM

The 21 page application has enough pages for information about 6 family members. That's 10 full pages an individual would not use, and so on. Not so mind boggling.

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Auntydem

Mar-25-13 7:39 PM

Page 1 of the 61 page document explains it "contains all potential items that can be displayed on the online application. Items will be displayed depending on applicants’situations, so applicants won’t be required to complete this entire list of items. Most applicants will need to complete less than one-third of these items." It's not an application form. Most pages have a few simple questions and lots of explanation for people reviewing the draft of questions for multiple programs.

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Avoice

Mar-26-13 12:09 AM

AuntyDem - you are correct you will probably only have to provide an answer to a third of the questions. BUT, you still have to read every question to see if it pertains to your certain caseto provide proof for your eligibility for support. Yes, it is an application form because if you read page 18 of the 21 page form(likewise page 6 of the 8 page form)it states " Congratulations, your done! What happens next? We'll contact you in 1-2 weeks and let you know how to take the next steps, like joining ahealth plan." Half the forms for taxes don't need to be filled out but you still have to read the questions to see if they pertain to your circumstances.

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Integrity

Mar-26-13 8:53 AM

Let's not forget that it will cost 60 million dollars to run!! That's their own ESTIMATION. I'm sure they're going to try and sell us on the fact that they'll just tax the top 2% to pay for it. Just like they'll get the extra early-education money from the top 2%. Please wake up and see this is another large, expensive, inefficient service that we will all pay for and not see large benefits to.

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Integrity

Mar-26-13 8:56 AM

A committee of law-makers (from all differing backgrounds) are the ones that are going to hammer out the details on this program. What both of these folks below are talking about is an online-only way of self-shopping for health insurance. Am I the only one out there that has NO desire to wander through health insurance coverage on the internet, hoping I get the right coverage??

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Auntydem

Mar-26-13 1:15 PM

Avoice - you confused my responses. I said the 61 page form was not an application form. There is no 61 page application form. It is a list of questions considered for use applying for multiple programs, imbedded in information to reviewers, such as explanations of why the questions are proposed. It's a working document (draft) only.

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Auntydem

Mar-26-13 1:19 PM

Half of the forms I've filled out as a new patient to a clinic or hosptial didn't need to be filled out by me but I still had to read the questions to see if they pertained to my circumstances.... Should I have been be afraid, offended, angry, or all of the above?

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Avoice

Mar-26-13 11:29 PM

AundtyDem - if you had read the first line of the CMS Cover page of the 61 page document you would have read as follows: Appendix A: List of Questions in the Online Application to support Eligibility Determinations for Enrollment through the Health Insurance Marketplace and for Medicaid and the Children's Health Insurance Program. I don't know any plainer language to use in describing the 61 page document as the questions and explanations to be used in the "ONLINE APPLICATION". Your comment of reading and completing the forms reflects the hypocrisy of your Mar 26 comment and your Mar 25 comment

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Auntydem

Mar-27-13 8:53 AM

Avoice - I did not complete"the form" under discussion nor say I did. Read 3-26 again. Yes, the 61 pages contain a list of questions - but stuff like "Note to reviewers: Once a user has set up an account, he or she can click on “Apply now” to start the application. The first section THEY'LL SEE is section II [“Privacy”]. It’s followed by section III [“Getting started”]. As part of the Privacy step, an individual also provides agreement and consent..." It's NOT part of the actual final application and it takes up much of those 61 pages. Again, page 1 points this out fact.

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JReader

Mar-27-13 1:12 PM

I've never had to review 61 pages at a clinic or hospital. Even a recent insurance application was only 6 pages long.

This reminds of the IRS form W9. It's five pages long just to verify a tax ID number.

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Integrity

Mar-28-13 8:41 AM

Oh, another detail no one's brought up. The initial proposal for this market place: if you want to pick up forms in person (no access to internet), the forms will be available at the DMV. I'm sure they'll be trained on health care programs/coverage and be very helpful-that's who I'd want to discuss my health care needs with!

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Integrity

Mar-28-13 8:41 AM

Oh, another detail no one's brought up. The initial proposal for this market place: if you want to pick up forms in person (no access to internet), the forms will be available at the DMV. I'm sure they'll be trained on health care programs/coverage and be very helpful-that's who I'd want to discuss my health care needs with!

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Auntydem

Mar-29-13 10:53 PM

For years people have picked up tax forms in the library or post office without discussing their finances with a librarian or postmaster....

The National Voter Registration Act of 1933, also known as “Motor Voter,” requires public agencies that provide public assistance to offer voter registration opportunities.

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Integrity

Mar-30-13 10:35 AM

Awesome - put my health care application for me and my family right next to my W-9 form and I'll be able to pick up the whole works!! What happens with taxes when you have questions - call an accountant. What's going to happen when you have a health care question??? - agents (according to their initial proposal) are not going to be involved. My point isn't the form itself - but where is the informational support for the program?? At this point, they don't have anything other than the internet!

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