Do you know what information is in your credit reports? Many people have no idea what information is in these reports, and more often than you might think, there may be mistakes in one or all three of them. It is a good idea to check on these on a regular basis. You should know what information people or businesses can get about you when they request a credit report. If some of that information is not correct it would be to your benefit to know that and get it corrected. You have the right to correct any information that is not correct, but you can't change unfavorable information if it is correct.